H. B. 2172
(By Delegate Sparks)
[Introduced January 13, 1999; referred to the
Committee on Banking and Insurance then Finance.]
A BILL to amend article six, chapter thirty-three of the code of
West Virginia, one thousand nine hundred thirty-one, as
amended, by adding thereto a new section, designated section
thirty-one-f, relating to automobile insurance; prohibiting
insurance companies from discriminating on rates because
driver under age of eighteen.
Be it enacted by the Legislature of West Virginia:
That article six, chapter thirty-three of the code of West
Virginia, one thousand nine hundred thirty-one, as amended, be
amended by adding thereto a new section, designated section
thirty-one-f, to read as follows:
ARTICLE 6. THE INSURANCE POLICY.
§33-6-31f. Nondiscriminatory automobile insurance rates for
drivers under the age of eighteen.
No insurer, in determining rates to be charged for a policy
or contract of bodily injury liability insurance or of property
damage liability insurance, covering liability arising from the
ownership, maintenance or use of a motor vehicle, may
discriminate in any manner on the basis of an insured driver
being under the age of eighteen years or, while residents of the
same household, discriminate against the spouse of any such
insured driver and relatives of either who are under the age of
eighteen years: Provided, That insurers may adjust rates
accordingly if an insured driver or, while residents of the same
household, the spouse of any such insured driver and relatives of
either who are under the age of eighteen years, have committed
two fault based motor vehicle accidents within a period of twelve
months.
NOTE: The purpose of this bill is to prohibit insurance
companies from discriminating on rates charged for automobile
insurance for drivers under the age of eighteen years.
This section is new; therefore, strike-throughs and
underscoring have been omitted.